Our mobile wallet is a bank in a box appealing to millennials.
XTM provides all the functionality of a bank account – better and cheaper.
We create customer conversion quickly, efficiently and economically by working with connected communities already segmented by trade, customer type, geography and or workplace.
Our business model relies on a business, employers or government to load funds; and the user to spend daily using our mobile wallet.
We make the user-conversion a no-brainer by offering near-free features and added monthly benefits such as insurance.
Fees/Earnings are deposited by Employer to mobile wallet.
XTM designs and builds customer admin portals for customers to self-manage their programs.
Employees benefit from real-time access to their funds.