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Meet 
XTM Inc.

XTM INC.


GROUP

Who we are

XTM Inc. (CSE:PAID) (OTCQB:XTMIF) (FSE: 7XT) is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality and personal care space disseminate and access Earned Wages and Gratuities.
 

 

XTM's Today™ solution, comprised of a mobile app and wallet paired with a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and service staff across Canada and the United States. 

We come to work ready to...

Act like an owner

Think like an owner

Improve like an owner

Move like an owner

Why XTM?

We're a company that provides practical payment solutions, consistently & efficiently. Think you've got a problem we can solve? Let's collaborate! 

Mission

Go-to innovator providing Earned Wage and Gratuity payments and efficiencies for hospitality and service workers.

Vision

Be the global leader in automating payments and efficiencies within the service worker’s ecosystem.

Meet our team of leaders & innovators

Our team is filled with passionate individuals who put their best resources forward. Everyone carries their own diverse backgrounds whether it’s professional, financial, or creative-based experiences. Our office culture is solution based, collaborative, with a hustle-oriented attitude. Our weekly team meetings are meant for transparency, improvement, communication, and sometimes gourmet doughnuts.

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Marilyn Schaffer

CEO

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Jakob Ripshtein

CFO

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Jason Greyerbiehl

VP of Sales, Canada

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Keeya Nunes

VP, Product and Design

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Jessika Cabral

Chief Compliance Officer & Director of HR

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Trupti Atre

Accounting Operations Manager

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Avneet Sandhu

Compliance Manager

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Tonya Chung

Lead Developer

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Jasneet Kaur

QA Engineer

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Selina Sauco

Sr. Client Success Manager, Canada

Ready for Today?
Let’s get started.

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